If your home mortgage is underwater (meaning your home is worth less than the amount you owe on the mortgage), or if you can no longer afford the monthly mortgage payments, you might be considering a short sale.  This is a sale for less than the balance owed on the mortgage, which can only be…

Read More

Okay, right now you’re probably wondering if the headline of this article is a joke, and why your valuable time should be spent reading an article on bankruptcy that isn’t serious.  Except the headline is not a joke, and I am being serious.  Banks don’t think like you and I do, and eliminating debts through bankruptcy can…

Read More